RGD Members benefit from our new Partnership with Creative Arts Financial
The RGD has partnered with Creative Arts Financial, which has become the RGD's new Financial Partner.
Creative Arts Financial, a division of FirstOntario Credit Union, is dedicated to serving the financial needs of the creative community. Its mission is to empower artists, innovators and creative professionals through personalized banking solutions, strong community support and a commitment to helping them thrive.
Creative Arts Financial understands the specific challenges that many creative professionals experience and offers flexible, personalized financial solutions, competitive rates and lower fees—along with tailored support and insight into creative industries, helping professionals manage their finances in ways that align with their unique workflows.
“Creative Arts Financial grew out of the creative community we serve and is rooted in supporting creatives—including graphic designers—through personalized banking solutions, community support and a shared passion for creative excellence.”
Christine Susa, Director, Community Impact at FirstOntario Credit Union
Support for freelancers & small creative businesses
Whether you're an independent designer, running a small studio or doing freelance on the side of a full-time position, Creative Arts Financial offers services designed to support cash flow management, project funding and long-term financial stability, including:
- Everyday chequing and high-interest savings accounts (including free savings options)
- Business accounts for managing billing and expenses
- Loans, mortgages and lines of credit tailored to irregular income
- Digital banking tools, including online/mobile banking and e-transfers
- Flexible financial solutions and personalized advice
“In late 2025, a group of 25 Members from across Canada asked the RGD to move its banking to a credit union, so the association could uphold the same ethics it asks of its Members. They wrote, 'Even as human rights and environmental challenges evolve, credit unions remain committed to financial practices that put people and communities first. We, the undersigned Members, call on the RGD to act now: invest our collective resources in ways that honour the integrity of our profession, our communities and our shared future.' We knew right away this was something we wanted to do, and we were thrilled to find Creative Arts Financial as the perfect partner. This new relationship doesn't just address what Members raised, it gives us a financial partner we're genuinely excited about. And for Members who want to make the same move, it gives them a way to do that too.”
Kyle Schruder RGD
Exclusive Rates & Offers for RGD Members
As part of this partnership, RGD Members have access to a dedicated suite of exclusive offers, including:
- New account offers: Earn $250 when you open a Premium or Premium Unlimited chequing account and set up direct deposit, or $50 when you open a personal savings account and make a deposit*
- Preferred borrowing rates: 0.10% off posted rates on mortgages and home equity lines of credit, and 0.25% off posted rates on personal loans and lines of credit*
- Bonus savings rates: 0.10% bonus on posted non-redeemable GIC rates*
- Credit card options: Rewards credit cards with low interest, cash back or premium travel benefits
- Member perks: First-time home buyer coaching, plus access to exclusive contests and prizes
Mention your RGD Membership when opening an account or booking an appointment.
View exclusive RGD Member offers on Creative Arts Financial's website →
*Conditions apply. Visit Creative Arts Financial's RGD Member page for full details, terms and conditions.